Pricing
One plan. Zero cost.
Moneybag AI is free while in beta — every module, every report, no credit card and no trial clock.
Free
$0during beta
Everything in the app, included.
- Unlimited accounts & transactions
- Categories with subcategories
- Monthly budgets per category
- Recurring transaction rules
- Savings goals with progress
- Five report views
- 30-day trash recovery
- Installable PWA with offline access
A paid tier may arrive later for advanced extras; the core tracker stays usable for free during beta.
Frequently asked questions
Is Moneybag AI really free?
Yes. During the beta the entire product is free — accounts, budgets, recurring rules, goals, reports, and the PWA. There is no payment step anywhere in the app.
Do I need a credit card to sign up?
No. Registration needs only an email address and a password. No card details are requested at any point during beta.
Which currencies are supported?
You pick one active currency during onboarding from a curated list of 15+ codes (including USD, EUR, GBP, BDT, INR, PKR, LKR, and NPR). Everything — accounts, transactions, budgets, goals — is denominated in that currency.
Can I keep accounts in multiple currencies at once?
Not currently. Each user works in a single active currency at a time. If you switch currencies later, the app asks you for a conversion rate so historical amounts are converted deliberately instead of silently mispriced.
Who can see my financial data?
Only you. Every row of your data is protected by database-level row security scoped to your account, so no other user — or anyone without your login — can read it. Deleting items moves them to a trash you control for 30 days before permanent removal.
Is there a paid plan coming?
A paid tier may be introduced in the future for advanced extras. During beta everything is free, and we will announce any changes on this site well before they happen.
Free means free
Create an account, add an account balance, log a transaction — see if Moneybag fits before you commit to the habit.