Freelancers
Irregular income meets regular bills. Track every payout against rent, tools, and subscriptions, and see your true monthly net instead of vibes.
Features
Every tool you need to see your money clearly
Moneybag AI covers the full loop of personal finance: record, categorize, budget, plan, and review. Here is what each module does.
01
Multi-account tracking
Keep every balance in one honest place.
- Bank, cash, wallet (mobile money), and card account types
- Opening balances plus a live current balance computed from real transactions
- Archive accounts you no longer use without losing their history
02
Income, expenses & transfers
Record money in, money out, and money moved.
- Three transaction types — income, expense, and transfer
- Transfers debit one account and credit another, never counted as income or expense
- Optional notes and dates so entries stay self-explanatory later
03
Categories & subcategories
Organization that starts strong and bends to you.
- Ships with a sensible default category set, ready on day one
- Two levels: category → subcategory (e.g. Food → Groceries)
- Add your own categories alongside the defaults any time
04
Monthly budgets
Limits per category, visible before it hurts.
- One monthly limit per category with progress at a glance
- Green when on track, red with the overage amount when exceeded
- In-app budget alert as soon as a category crosses its limit
05
Recurring transactions
Bills and salary that remember themselves.
- Define rules once: amount, category, account, monthly due day
- One click generates this month's due entries — deduplicated per rule per month
- Skipped rules are reported with reasons instead of failing silently
06
Goals, reports & safety nets
Plan forward, look back, recover mistakes.
- Savings goals with progress bars and optional deadlines
- Five report views: categories, accounts, 12-month trends, budget performance, period comparison
- Deleted items go to a 30-day trash — restore anything within the window
Who it's for
Built for real money, whatever kind you manage
Students
Small budgets deserve tight tracking. Set lean category limits in your own currency, watch spending trends, and build the habit early.
Families
Multiple accounts across cash, bank, and mobile wallets — consolidated into balances, shared budgets, and reports the whole household can trust.
Try every module free
All six feature areas are included during beta — no tiers, no locks.